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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,494 | $227,399-84.0% | $189,758-80.8% | $198,609-81.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 79.8%+20.2pp | 82.4%+17.6pp |
| Annual return | 17.47% | 61.03%-43.6pp | 52.62%-35.1pp | 202.70%-185.2pp |
| Employer contribution / active EE | $6,668 | $5,526+20.7% | $4,767+39.9% | $5,055+31.9% |
| Participant deferral / active EE | $4,890 | $6,837-28.5% | $5,856-16.5% | $6,977-29.9% |
| Admin fee / account holder | $902 | $25,162-96.4% | $20,388-95.6% | $19,030-95.3% |