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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,859 | $109,967-98.3% | $97,197-98.1% | $145,877-98.7% |
| Participation rate | 100.0% | 76.0%+24.0pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 12.35% | 244.27%-231.9pp | 75.47%-63.1pp | 551.28%-538.9pp |
| Employer contribution / active EE | $1,036 | $3,077-66.3% | $2,723-62.0% | $4,663-77.8% |
| Participant deferral / active EE | $1,246 | $4,676-73.4% | $4,263-70.8% | $6,691-81.4% |
| Admin fee / account holder | $7,559 | $6,199+21.9% | $5,637+34.1% | $13,402-43.6% |