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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,859 | $110,093-98.3% | $97,295-98.1% | $145,897-98.7% |
| Participation rate | 100.0% | 75.9%+24.1pp | 72.7%+27.3pp | 80.3%+19.7pp |
| Annual return | 12.35% | 244.76%-232.4pp | 75.62%-63.3pp | 552.29%-539.9pp |
| Employer contribution / active EE | $1,036 | $3,077-66.3% | $2,723-62.0% | $4,663-77.8% |
| Participant deferral / active EE | $1,246 | $4,678-73.4% | $4,264-70.8% | $6,689-81.4% |
| Admin fee / account holder | $7,559 | $6,212+21.7% | $5,646+33.9% | $13,390-43.5% |