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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,041 | $172,111+27.8% | $150,298+46.4% | $137,256+60.3% |
| Participation rate | 90.9% | 81.7%+9.2pp | 77.8%+13.1pp | 80.0%+10.9pp |
| Annual return | 9.24% | 69.37%-60.1pp | 62.79%-53.5pp | 220.34%-211.1pp |
| Employer contribution / active EE | $1,271 | $4,636-72.6% | $4,154-69.4% | $4,156-69.4% |
| Participant deferral / active EE | $2,772 | $6,166-55.0% | $5,453-49.2% | $6,407-56.7% |
| Admin fee / account holder | $10,136 | $16,471-38.5% | $14,116-28.2% | $12,270-17.4% |