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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,041 | $185,312+18.7% | $161,489+36.3% | $154,746+42.2% |
| Participation rate | 90.9% | 82.5%+8.4pp | 78.7%+12.2pp | 80.7%+10.2pp |
| Annual return | 9.24% | 103.84%-94.6pp | 89.72%-80.5pp | 172.34%-163.1pp |
| Employer contribution / active EE | $1,271 | $4,769-73.4% | $4,268-70.2% | $4,379-71.0% |
| Participant deferral / active EE | $2,772 | $6,350-56.3% | $5,630-50.8% | $6,730-58.8% |
| Admin fee / account holder | $10,136 | $18,654-45.7% | $16,006-36.7% | $14,365-29.4% |