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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $206,299 | $183,539+12.4% | $155,556+32.6% | $145,897+41.4% |
| Participation rate | 88.9% | 82.7%+6.2pp | 78.2%+10.7pp | 80.3%+8.6pp |
| Annual return | 8.51% | 61.31%-52.8pp | 64.84%-56.3pp | 552.29%-543.8pp |
| Employer contribution / active EE | $1,296 | $5,315-75.6% | $4,675-72.3% | $4,663-72.2% |
| Participant deferral / active EE | $3,276 | $6,467-49.3% | $5,631-41.8% | $6,689-51.0% |
| Admin fee / account holder | $7,618 | $19,275-60.5% | $15,885-52.0% | $13,390-43.1% |