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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,200 | $183,539-80.8% | $155,556-77.4% | $145,897-75.9% |
| Participation rate | 57.1% | 82.7%-25.6pp | 78.2%-21.1pp | 80.3%-23.2pp |
| Annual return | 6.31% | 61.31%-55.0pp | 64.84%-58.5pp | 552.29%-546.0pp |
| Employer contribution / active EE | $1,452 | $5,315-72.7% | $4,675-68.9% | $4,663-68.9% |
| Participant deferral / active EE | $3,655 | $6,467-43.5% | $5,631-35.1% | $6,689-45.4% |
| Admin fee / account holder | $219 | $19,275-98.9% | $15,885-98.6% | $13,390-98.4% |