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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,364 | $154,228-82.9% | $145,433-81.9% | $137,256-80.8% |
| Participation rate | 90.5% | 83.8%+6.7pp | 82.1%+8.4pp | 80.0%+10.5pp |
| Annual return | 21.14% | 74.59%-53.4pp | 66.58%-45.4pp | 220.34%-199.2pp |
| Employer contribution / active EE | $5,258 | $4,804+9.4% | $4,554+15.4% | $4,156+26.5% |
| Participant deferral / active EE | $8,271 | $8,216+0.7% | $7,897+4.7% | $6,407+29.1% |
| Admin fee / account holder | $2,774 | $14,344-80.7% | $13,129-78.9% | $12,270-77.4% |