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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,095 | $160,040-90.6% | $147,096-89.7% | $145,877-89.7% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 17.67% | 98.49%-80.8pp | 419.75%-402.1pp | 551.28%-533.6pp |
| Employer contribution / active EE | $3,891 | $5,289-26.4% | $4,936-21.2% | $4,663-16.6% |
| Participant deferral / active EE | $8,622 | $8,429+2.3% | $8,071+6.8% | $6,691+28.9% |
| Admin fee / account holder | $1,226 | $15,050-91.9% | $13,005-90.6% | $13,402-90.9% |