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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,816 | $154,228-34.6% | $145,433-30.7% | $137,256-26.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 17.97% | 74.59%-56.6pp | 66.58%-48.6pp | 220.34%-202.4pp |
| Employer contribution / active EE | $19,078 | $4,804+297.1% | $4,554+318.9% | $4,156+359.1% |
| Participant deferral / active EE | $10,568 | $8,216+28.6% | $7,897+33.8% | $6,407+64.9% |
| Admin fee / account holder | $527 | $14,344-96.3% | $13,129-96.0% | $12,270-95.7% |