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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,412 | $160,070-52.9% | $147,117-48.7% | $145,897-48.3% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 20.38% | 98.69%-78.3pp | 420.54%-400.2pp | 552.29%-531.9pp |
| Employer contribution / active EE | $21,054 | $5,285+298.4% | $4,932+326.8% | $4,663+351.6% |
| Participant deferral / active EE | $17,571 | $8,419+108.7% | $8,065+117.9% | $6,689+162.7% |
| Admin fee / account holder | $1,364 | $15,035-90.9% | $12,993-89.5% | $13,390-89.8% |