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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,849 | $212,386-47.3% | $199,883-44.0% | $138,895-19.5% |
| Participation rate | 100.0% | 87.4%+12.6pp | 86.8%+13.2pp | 79.9%+20.1pp |
| Annual return | 15.40% | 47.75%-32.4pp | 43.81%-28.4pp | 145.39%-130.0pp |
| Employer contribution / active EE | $5,427 | $6,625-18.1% | $6,261-13.3% | $4,194+29.4% |
| Participant deferral / active EE | $12,402 | $9,617+29.0% | $9,138+35.7% | $6,396+93.9% |
| Admin fee / account holder | $15,015 | $18,233-17.6% | $17,268-13.0% | $12,562+19.5% |