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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,518 | $196,972-74.4% | $182,262-72.3% | $198,609-74.6% |
| Participation rate | 75.0% | 85.7%-10.7pp | 84.2%-9.2pp | 82.4%-7.4pp |
| Annual return | 12.25% | 158.27%-146.0pp | 140.60%-128.3pp | 202.70%-190.4pp |
| Employer contribution / active EE | $1,861 | $5,364-65.3% | $5,046-63.1% | $5,055-63.2% |
| Participant deferral / active EE | $7,502 | $8,643-13.2% | $8,276-9.4% | $6,977+7.5% |
| Admin fee / account holder | $7,921 | $18,429-57.0% | $16,712-52.6% | $19,030-58.4% |