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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,180 | $160,070-73.6% | $147,117-71.3% | $145,897-71.1% |
| Participation rate | 92.9% | 84.0%+8.8pp | 82.2%+10.7pp | 80.3%+12.6pp |
| Annual return | 14.57% | 98.69%-84.1pp | 420.54%-406.0pp | 552.29%-537.7pp |
| Employer contribution / active EE | $4,006 | $5,285-24.2% | $4,932-18.8% | $4,663-14.1% |
| Participant deferral / active EE | $10,909 | $8,419+29.6% | $8,065+35.3% | $6,689+63.1% |
| Admin fee / account holder | $3,891 | $15,035-74.1% | $12,993-70.1% | $13,390-70.9% |