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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,180 | $159,934-73.6% | $147,005-71.3% | $145,959-71.1% |
| Participation rate | 92.9% | 84.0%+8.9pp | 82.2%+10.7pp | 80.3%+12.6pp |
| Annual return | 14.57% | 98.24%-83.7pp | 418.76%-404.2pp | 561.95%-547.4pp |
| Employer contribution / active EE | $4,006 | $5,287-24.2% | $4,934-18.8% | $4,661-14.1% |
| Participant deferral / active EE | $10,909 | $8,427+29.4% | $8,070+35.2% | $6,689+63.1% |
| Admin fee / account holder | $3,891 | $15,053-74.2% | $13,006-70.1% | $13,398-71.0% |