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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,079 | $111,878-77.6% | $93,727-73.2% | $145,897-82.8% |
| Participation rate | 66.7% | 74.2%-7.5pp | 68.7%-2.0pp | 80.3%-13.6pp |
| Annual return | 13.58% | 204.28%-190.7pp | 133.83%-120.2pp | 552.29%-538.7pp |
| Employer contribution / active EE | $2,622 | $3,092-15.2% | $2,421+8.3% | $4,663-43.8% |
| Participant deferral / active EE | $10,532 | $4,920+114.0% | $4,417+138.4% | $6,689+57.4% |
| Admin fee / account holder | -$205 | $10,256-102.0% | $8,292-102.5% | $13,390-101.5% |