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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,065 | $185,312-69.7% | $161,489-65.3% | $154,746-63.8% |
| Participation rate | 83.3% | 82.5%+0.9pp | 78.7%+4.6pp | 80.7%+2.6pp |
| Annual return | 17.04% | 103.84%-86.8pp | 89.72%-72.7pp | 172.34%-155.3pp |
| Employer contribution / active EE | $2,656 | $4,769-44.3% | $4,268-37.8% | $4,379-39.3% |
| Participant deferral / active EE | $4,983 | $6,350-21.5% | $5,630-11.5% | $6,730-26.0% |
| Admin fee / account holder | $1,487 | $18,654-92.0% | $16,006-90.7% | $14,365-89.7% |