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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,065 | $227,399-75.3% | $189,758-70.5% | $198,609-71.8% |
| Participation rate | 83.3% | 84.0%-0.7pp | 79.8%+3.5pp | 82.4%+1.0pp |
| Annual return | 17.04% | 61.03%-44.0pp | 52.62%-35.6pp | 202.70%-185.7pp |
| Employer contribution / active EE | $2,656 | $5,526-51.9% | $4,767-44.3% | $5,055-47.5% |
| Participant deferral / active EE | $4,983 | $6,837-27.1% | $5,856-14.9% | $6,977-28.6% |
| Admin fee / account holder | $1,487 | $25,162-94.1% | $20,388-92.7% | $19,030-92.2% |