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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,840 | $29,319-56.2% | $52,425-75.5% | $82,448-84.4% |
| Participation rate | 22.6% | 46.9%-24.3pp | 55.6%-33.0pp | 68.1%-45.5pp |
| Annual return | 18.21% | 535.20%-517.0pp | 302.12%-283.9pp | 41.64%-23.4pp |
| Employer contribution / active EE | $309 | $586-47.4% | $914-66.2% | $2,551-87.9% |
| Participant deferral / active EE | $579 | $1,171-50.6% | $1,790-67.7% | $4,139-86.0% |
| Admin fee / account holder | $0 | $1,962-100.0% | $2,495-100.0% | $7,234-100.0% |