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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,565 | $97,125-92.2% | $86,233-91.2% | $137,256-94.5% |
| Participation rate | 90.0% | 74.2%+15.8pp | 69.0%+21.0pp | 80.0%+10.0pp |
| Annual return | 31.92% | 74.19%-42.3pp | 61.39%-29.5pp | 220.34%-188.4pp |
| Employer contribution / active EE | $1,495 | $2,841-47.4% | $2,504-40.3% | $4,156-64.0% |
| Participant deferral / active EE | $1,995 | $5,180-61.5% | $4,559-56.2% | $6,407-68.9% |
| Admin fee / account holder | $637 | $9,725-93.4% | $8,342-92.4% | $12,270-94.8% |