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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,704 | $183,592-44.6% | $155,574-34.6% | $145,877-30.3% |
| Participation rate | 80.0% | 82.7%-2.7pp | 78.2%+1.8pp | 80.3%-0.3pp |
| Annual return | 7.95% | 61.37%-53.4pp | 64.87%-56.9pp | 551.28%-543.3pp |
| Employer contribution / active EE | $11,169 | $5,317+110.1% | $4,676+138.9% | $4,663+139.5% |
| Participant deferral / active EE | $10,840 | $6,466+67.6% | $5,629+92.6% | $6,691+62.0% |
| Admin fee / account holder | $2,347 | $19,316-87.8% | $15,914-85.3% | $13,402-82.5% |