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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,617 | $172,111-57.2% | $150,298-51.0% | $137,256-46.4% |
| Participation rate | 87.5% | 81.7%+5.8pp | 77.8%+9.7pp | 80.0%+7.5pp |
| Annual return | 17.11% | 69.37%-52.3pp | 62.79%-45.7pp | 220.34%-203.2pp |
| Employer contribution / active EE | $6,584 | $4,636+42.0% | $4,154+58.5% | $4,156+58.4% |
| Participant deferral / active EE | $7,477 | $6,166+21.3% | $5,453+37.1% | $6,407+16.7% |
| Admin fee / account holder | $935 | $16,471-94.3% | $14,116-93.4% | $12,270-92.4% |