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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,773 | $183,539-81.6% | $155,556-78.3% | $145,897-76.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.44% | 61.31%-47.9pp | 64.84%-51.4pp | 552.29%-538.9pp |
| Employer contribution / active EE | $5,720 | $5,315+7.6% | $4,675+22.3% | $4,663+22.7% |
| Participant deferral / active EE | $9,240 | $6,467+42.9% | $5,631+64.1% | $6,689+38.1% |
| Admin fee / account holder | $6,105 | $19,275-68.3% | $15,885-61.6% | $13,390-54.4% |