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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,816 | $289,211-25.4% | $260,467-17.1% | $198,609+8.7% |
| Participation rate | 100.0% | 83.1%+16.9pp | 80.5%+19.5pp | 82.4%+17.6pp |
| Annual return | 1.65% | 112.90%-111.2pp | 100.60%-99.0pp | 202.70%-201.0pp |
| Employer contribution / active EE | $10,000 | $4,663+114.5% | $4,239+135.9% | $5,055+97.8% |
| Participant deferral / active EE | $15,667 | $6,812+130.0% | $6,319+147.9% | $6,977+124.6% |
| Admin fee / account holder | $9,092 | $16,236-44.0% | $15,461-41.2% | $19,030-52.2% |