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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,816 | $180,749+19.4% | $160,784+34.2% | $137,256+57.2% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 1.65% | 2234.46%-2232.8pp | 1803.92%-1802.3pp | 220.34%-218.7pp |
| Employer contribution / active EE | $10,000 | $4,155+140.7% | $3,733+167.9% | $4,156+140.6% |
| Participant deferral / active EE | $15,667 | $6,844+128.9% | $6,293+149.0% | $6,407+144.5% |
| Admin fee / account holder | $9,092 | $10,397-12.6% | $9,717-6.4% | $12,270-25.9% |