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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $186,124 | $209,336-11.1% | $197,124-5.6% | $137,256+35.6% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 9.31% | 48.09%-38.8pp | 44.34%-35.0pp | 220.34%-211.0pp |
| Employer contribution / active EE | $16,455 | $6,591+149.7% | $6,227+164.2% | $4,156+295.9% |
| Participant deferral / active EE | $18,689 | $9,614+94.4% | $9,135+104.6% | $6,407+191.7% |
| Admin fee / account holder | $9,728 | $17,308-43.8% | $16,298-40.3% | $12,270-20.7% |