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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,825 | $114,013-10.7% | $103,693-1.8% | $155,188-34.4% |
| Participation rate | 62.5% | 75.2%-12.7pp | 72.6%-10.1pp | 80.8%-18.3pp |
| Annual return | 63.98% | 49.31%+14.7pp | 47.61%+16.4pp | 148.84%-84.9pp |
| Employer contribution / active EE | $1,816 | $3,131-42.0% | $2,920-37.8% | $4,248-57.3% |
| Participant deferral / active EE | $7,223 | $4,970+45.3% | $4,579+57.7% | $6,531+10.6% |
| Admin fee / account holder | $3,093 | $8,407-63.2% | $7,858-60.6% | $14,480-78.6% |