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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,929 | $76,519-97.5% | $56,025-96.6% | $145,897-98.7% |
| Participation rate | 65.0% | 63.2%+1.8pp | 52.5%+12.5pp | 80.3%-15.3pp |
| Annual return | 8.11% | 3017.03%-3008.9pp | 1712.69%-1704.6pp | 552.29%-544.2pp |
| Employer contribution / active EE | $675 | $1,383-51.2% | $1,042-35.2% | $4,663-85.5% |
| Participant deferral / active EE | $911 | $2,624-65.3% | $1,955-53.4% | $6,689-86.4% |
| Admin fee / account holder | $945 | $3,331-71.6% | $2,828-66.6% | $13,390-92.9% |