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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,823 | $100,970+14.7% | $96,576+19.9% | $137,256-15.6% |
| Participation rate | 75.0% | 82.6%-7.6pp | 81.4%-6.4pp | 80.0%-5.0pp |
| Annual return | 6.65% | 38.16%-31.5pp | 38.47%-31.8pp | 220.34%-213.7pp |
| Employer contribution / active EE | $3,900 | $3,809+2.4% | $3,553+9.8% | $4,156-6.2% |
| Participant deferral / active EE | $4,613 | $8,286-44.3% | $7,956-42.0% | $6,407-28.0% |
| Admin fee / account holder | $1,307 | $11,312-88.4% | $11,381-88.5% | $12,270-89.3% |