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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,946 | $183,592-88.0% | $155,574-85.9% | $145,877-85.0% |
| Participation rate | 90.9% | 82.7%+8.2pp | 78.2%+12.7pp | 80.3%+10.6pp |
| Annual return | 14.40% | 61.37%-47.0pp | 64.87%-50.5pp | 551.28%-536.9pp |
| Employer contribution / active EE | $2,418 | $5,317-54.5% | $4,676-48.3% | $4,663-48.1% |
| Participant deferral / active EE | $3,821 | $6,466-40.9% | $5,629-32.1% | $6,691-42.9% |
| Admin fee / account holder | $1,790 | $19,316-90.7% | $15,914-88.8% | $13,402-86.6% |