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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,794 | $171,492-85.5% | $150,734-83.6% | $198,609-87.5% |
| Participation rate | 100.0% | 81.4%+18.6pp | 78.4%+21.6pp | 82.4%+17.6pp |
| Annual return | 21.33% | 804.70%-783.4pp | 600.81%-579.5pp | 202.70%-181.4pp |
| Employer contribution / active EE | $3,580 | $5,470-34.6% | $4,918-27.2% | $5,055-29.2% |
| Participant deferral / active EE | $6,691 | $6,259+6.9% | $5,610+19.3% | $6,977-4.1% |
| Admin fee / account holder | $6,135 | $17,628-65.2% | $14,905-58.8% | $19,030-67.8% |