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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,724 | $160,028-60.8% | $147,080-57.4% | $145,884-57.0% |
| Participation rate | 75.0% | 84.0%-9.0pp | 82.2%-7.2pp | 80.3%-5.3pp |
| Annual return | 19.40% | 98.60%-79.2pp | 420.17%-400.8pp | 551.85%-532.5pp |
| Employer contribution / active EE | $2,733 | $5,286-48.3% | $4,933-44.6% | $4,662-41.4% |
| Participant deferral / active EE | $12,228 | $8,422+45.2% | $8,066+51.6% | $6,690+82.8% |
| Admin fee / account holder | $1,466 | $15,030-90.2% | $12,989-88.7% | $13,392-89.1% |