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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,765 | $110,379-52.2% | $102,412-48.5% | $145,884-63.8% |
| Participation rate | 20.0% | 77.9%-57.9pp | 74.5%-54.5pp | 80.3%-60.3pp |
| Annual return | 12.26% | 24.84%-12.6pp | 24.94%-12.7pp | 551.85%-539.6pp |
| Employer contribution / active EE | $1,308 | $4,216-69.0% | $3,870-66.2% | $4,662-72.0% |
| Participant deferral / active EE | $3,326 | $5,622-40.8% | $5,060-34.3% | $6,690-50.3% |
| Admin fee / account holder | $1,019 | $9,745-89.5% | $8,388-87.9% | $13,392-92.4% |