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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,989 | $138,312-62.4% | $122,979-57.7% | $155,188-66.5% |
| Participation rate | 75.0% | 80.2%-5.2pp | 77.2%-2.2pp | 80.8%-5.8pp |
| Annual return | 5.85% | 22.06%-16.2pp | 20.12%-14.3pp | 148.84%-143.0pp |
| Employer contribution / active EE | $4,352 | $3,530+23.3% | $3,062+42.1% | $4,248+2.4% |
| Participant deferral / active EE | $7,681 | $5,592+37.3% | $5,003+53.5% | $6,531+17.6% |
| Admin fee / account holder | $60,603 | $15,089+301.6% | $12,864+371.1% | $14,480+318.5% |