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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,938 | $87,132+221.3% | $105,624+165.0% | $80,959+245.8% |
| Participation rate | 100.0% | 70.4%+29.6pp | 75.3%+24.7pp | 67.7%+32.3pp |
| Annual return | 12.59% | 17.03%-4.4pp | 116.20%-103.6pp | 35.67%-23.1pp |
| Employer contribution / active EE | $3,463 | $2,397+44.5% | $3,168+9.3% | $2,757+25.6% |
| Participant deferral / active EE | $10,830 | $3,985+171.7% | $5,013+116.1% | $4,300+151.8% |
| Admin fee / account holder | $11,487 | $8,449+36.0% | $10,961+4.8% | $6,925+65.9% |