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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,452 | $174,379-80.2% | $152,093-77.3% | $138,895-75.2% |
| Participation rate | 63.6% | 81.6%-18.0pp | 77.8%-14.1pp | 79.9%-16.3pp |
| Annual return | 17.48% | 74.86%-57.4pp | 66.36%-48.9pp | 145.39%-127.9pp |
| Employer contribution / active EE | $1,214 | $4,652-73.9% | $4,175-70.9% | $4,194-71.1% |
| Participant deferral / active EE | $3,255 | $6,159-47.1% | $5,451-40.3% | $6,396-49.1% |
| Admin fee / account holder | $920 | $16,880-94.5% | $14,497-93.7% | $12,562-92.7% |