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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,567 | $183,539-81.2% | $155,556-77.8% | $145,897-76.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.83% | 61.31%-48.5pp | 64.84%-52.0pp | 552.29%-539.5pp |
| Employer contribution / active EE | $1,841 | $5,315-65.4% | $4,675-60.6% | $4,663-60.5% |
| Participant deferral / active EE | $6,840 | $6,467+5.8% | $5,631+21.5% | $6,689+2.2% |
| Admin fee / account holder | $5,172 | $19,275-73.2% | $15,885-67.4% | $13,390-61.4% |