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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,716 | $29,716-90.9% | $56,077-95.2% | $80,925-96.6% |
| Participation rate | 44.2% | 41.7%+2.5pp | 52.5%-8.3pp | 67.7%-23.5pp |
| Annual return | 15.80% | 35.30%-19.5pp | 1709.28%-1693.5pp | 35.65%-19.9pp |
| Employer contribution / active EE | $224 | $671-66.7% | $1,040-78.5% | $2,756-91.9% |
| Participant deferral / active EE | $245 | $1,228-80.1% | $1,954-87.5% | $4,299-94.3% |
| Admin fee / account holder | $56 | $2,432-97.7% | $2,825-98.0% | $6,940-99.2% |