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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,721 | $112,729-84.3% | $98,716-82.0% | $137,256-87.1% |
| Participation rate | 42.9% | 74.2%-31.4pp | 69.3%-26.4pp | 80.0%-37.1pp |
| Annual return | 17.45% | 38.48%-21.0pp | 31.81%-14.4pp | 220.34%-202.9pp |
| Employer contribution / active EE | $624 | $2,725-77.1% | $2,279-72.6% | $4,156-85.0% |
| Participant deferral / active EE | $1,179 | $4,640-74.6% | $4,048-70.9% | $6,407-81.6% |
| Admin fee / account holder | $6,787 | $10,129-33.0% | $8,703-22.0% | $12,270-44.7% |