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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,798 | $201,370-13.2% | $184,256-5.1% | $145,897+19.8% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 44.52% | 29.05%+15.5pp | 28.85%+15.7pp | 552.29%-507.8pp |
| Employer contribution / active EE | $10,766 | $7,024+53.3% | $6,427+67.5% | $4,663+130.9% |
| Participant deferral / active EE | $7,786 | $9,808-20.6% | $9,133-14.8% | $6,689+16.4% |
| Admin fee / account holder | $2,133 | $16,364-87.0% | $13,899-84.7% | $13,390-84.1% |