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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,640 | $147,594-86.7% | $121,871-83.9% | $198,609-90.1% |
| Participation rate | 100.0% | 78.0%+22.0pp | 73.2%+26.8pp | 82.4%+17.6pp |
| Annual return | 17.83% | 12.94%+4.9pp | 13.57%+4.3pp | 202.70%-184.9pp |
| Employer contribution / active EE | $3,150 | $3,007+4.8% | $2,731+15.3% | $5,055-37.7% |
| Participant deferral / active EE | $4,925 | $5,168-4.7% | $4,318+14.0% | $6,977-29.4% |
| Admin fee / account holder | $1,958 | $15,134-87.1% | $11,551-83.0% | $19,030-89.7% |