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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,768 | $160,070-43.3% | $147,117-38.3% | $145,897-37.8% |
| Participation rate | 60.0% | 84.0%-24.0pp | 82.2%-22.2pp | 80.3%-20.3pp |
| Annual return | 9.89% | 98.69%-88.8pp | 420.54%-410.6pp | 552.29%-542.4pp |
| Employer contribution / active EE | $1,131 | $5,285-78.6% | $4,932-77.1% | $4,663-75.7% |
| Participant deferral / active EE | $13,320 | $8,419+58.2% | $8,065+65.2% | $6,689+99.1% |
| Admin fee / account holder | $1,296 | $15,035-91.4% | $12,993-90.0% | $13,390-90.3% |