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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,027 | $77,164-80.5% | $178,014-91.6% | $80,874-81.4% |
| Participation rate | 91.1% | 65.7%+25.4pp | 77.1%+14.0pp | 67.6%+23.5pp |
| Annual return | 10.94% | 18.09%-7.2pp | 294.80%-283.9pp | 35.62%-24.7pp |
| Employer contribution / active EE | $1,279 | $2,288-44.1% | $3,950-67.6% | $2,756-53.6% |
| Participant deferral / active EE | $4,332 | $4,408-1.7% | $6,276-31.0% | $4,297+0.8% |
| Admin fee / account holder | $5,095 | $7,164-28.9% | $10,362-50.8% | $6,935-26.5% |