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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,143 | $223,823-70.0% | $211,142-68.2% | $154,746-56.6% |
| Participation rate | 66.7% | 87.9%-21.2pp | 87.3%-20.6pp | 80.7%-14.0pp |
| Annual return | 18.52% | 50.39%-31.9pp | 46.84%-28.3pp | 172.34%-153.8pp |
| Employer contribution / active EE | $2,172 | $6,787-68.0% | $6,442-66.3% | $4,379-50.4% |
| Participant deferral / active EE | $6,860 | $9,750-29.6% | $9,284-26.1% | $6,730+1.9% |
| Admin fee / account holder | $161 | $19,707-99.2% | $19,076-99.2% | $14,365-98.9% |