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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,895 | $183,539-21.6% | $155,556-7.5% | $145,897-1.4% |
| Participation rate | 90.9% | 82.7%+8.2pp | 78.2%+12.7pp | 80.3%+10.6pp |
| Annual return | 9.82% | 61.31%-51.5pp | 64.84%-55.0pp | 552.29%-542.5pp |
| Employer contribution / active EE | $2,326 | $5,315-56.2% | $4,675-50.3% | $4,663-50.1% |
| Participant deferral / active EE | $9,819 | $6,467+51.8% | $5,631+74.4% | $6,689+46.8% |
| Admin fee / account holder | $1,772 | $19,275-90.8% | $15,885-88.8% | $13,390-86.8% |