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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,895 | $183,592-21.6% | $155,574-7.5% | $145,877-1.4% |
| Participation rate | 90.9% | 82.7%+8.2pp | 78.2%+12.7pp | 80.3%+10.6pp |
| Annual return | 9.82% | 61.37%-51.6pp | 64.87%-55.0pp | 551.28%-541.5pp |
| Employer contribution / active EE | $2,326 | $5,317-56.3% | $4,676-50.3% | $4,663-50.1% |
| Participant deferral / active EE | $9,819 | $6,466+51.8% | $5,629+74.4% | $6,691+46.8% |
| Admin fee / account holder | $1,772 | $19,316-90.8% | $15,914-88.9% | $13,402-86.8% |