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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $213,026 | $172,111+23.8% | $150,298+41.7% | $137,256+55.2% |
| Participation rate | 88.9% | 81.7%+7.2pp | 77.8%+11.1pp | 80.0%+8.9pp |
| Annual return | 17.99% | 69.37%-51.4pp | 62.79%-44.8pp | 220.34%-202.3pp |
| Employer contribution / active EE | $2,781 | $4,636-40.0% | $4,154-33.1% | $4,156-33.1% |
| Participant deferral / active EE | $11,339 | $6,166+83.9% | $5,453+108.0% | $6,407+77.0% |
| Admin fee / account holder | $4,975 | $16,471-69.8% | $14,116-64.8% | $12,270-59.5% |