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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,669 | $209,336-70.1% | $197,124-68.2% | $137,256-54.3% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 16.42% | 48.09%-31.7pp | 44.34%-27.9pp | 220.34%-203.9pp |
| Employer contribution / active EE | $3,512 | $6,591-46.7% | $6,227-43.6% | $4,156-15.5% |
| Participant deferral / active EE | $4,612 | $9,614-52.0% | $9,135-49.5% | $6,407-28.0% |
| Admin fee / account holder | $805 | $17,308-95.3% | $16,298-95.1% | $12,270-93.4% |