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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,771 | $23,330-53.8% | $64,489-83.3% | $82,448-86.9% |
| Participation rate | 61.5% | 68.3%-6.8pp | 67.7%-6.2pp | 68.1%-6.6pp |
| Annual return | 19.86% | 83.66%-63.8pp | 55.03%-35.2pp | 41.64%-21.8pp |
| Employer contribution / active EE | $552 | $824-33.1% | $1,523-63.8% | $2,551-78.4% |
| Participant deferral / active EE | $1,713 | $1,707+0.4% | $2,778-38.3% | $4,139-58.6% |
| Admin fee / account holder | $2,108 | $2,946-28.4% | $4,260-50.5% | $7,234-70.9% |