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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,592 | $80,812-79.5% | $160,784-89.7% | $82,448-79.9% |
| Participation rate | 51.1% | 66.2%-15.1pp | 77.0%-25.8pp | 68.1%-17.0pp |
| Annual return | 24.67% | 100.59%-75.9pp | 1803.92%-1779.3pp | 41.64%-17.0pp |
| Employer contribution / active EE | $849 | $2,174-61.0% | $3,733-77.3% | $2,551-66.7% |
| Participant deferral / active EE | $2,753 | $4,335-36.5% | $6,293-56.3% | $4,139-33.5% |
| Admin fee / account holder | $312 | $7,695-95.9% | $9,717-96.8% | $7,234-95.7% |