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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,412 | $112,729-71.2% | $98,716-67.2% | $137,256-76.4% |
| Participation rate | 33.3% | 74.2%-40.9pp | 69.3%-36.0pp | 80.0%-46.6pp |
| Annual return | 18.56% | 38.48%-19.9pp | 31.81%-13.3pp | 220.34%-201.8pp |
| Employer contribution / active EE | $507 | $2,725-81.4% | $2,279-77.8% | $4,156-87.8% |
| Participant deferral / active EE | $1,699 | $4,640-63.4% | $4,048-58.0% | $6,407-73.5% |
| Admin fee / account holder | $698 | $10,129-93.1% | $8,703-92.0% | $12,270-94.3% |