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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,879 | $72,071-97.4% | $68,368-97.3% | $137,256-98.6% |
| Participation rate | 83.3% | 76.2%+7.1pp | 73.8%+9.6pp | 80.0%+3.4pp |
| Annual return | 14.93% | 353.14%-338.2pp | 292.57%-277.6pp | 220.34%-205.4pp |
| Employer contribution / active EE | $808 | $2,788-71.0% | $2,649-69.5% | $4,156-80.6% |
| Participant deferral / active EE | $836 | $4,410-81.1% | $4,123-79.7% | $6,407-87.0% |
| Admin fee / account holder | $1,374 | $5,336-74.3% | $5,150-73.3% | $12,270-88.8% |