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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,879 | $102,595-98.2% | $94,057-98.0% | $154,746-98.8% |
| Participation rate | 83.3% | 76.0%+7.3pp | 73.3%+10.0pp | 80.7%+2.6pp |
| Annual return | 14.93% | 583.42%-568.5pp | 480.62%-465.7pp | 172.34%-157.4pp |
| Employer contribution / active EE | $808 | $3,147-74.3% | $2,933-72.5% | $4,379-81.5% |
| Participant deferral / active EE | $836 | $5,118-83.7% | $4,709-82.3% | $6,730-87.6% |
| Admin fee / account holder | $1,374 | $7,736-82.2% | $7,244-81.0% | $14,365-90.4% |