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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,737 | $162,136-89.1% | $152,301-88.4% | $154,746-88.5% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 15.58% | 91.02%-75.4pp | 80.50%-64.9pp | 172.34%-156.8pp |
| Employer contribution / active EE | $2,261 | $4,890-53.8% | $4,624-51.1% | $4,379-48.4% |
| Participant deferral / active EE | $6,569 | $8,341-21.2% | $8,004-17.9% | $6,730-2.4% |
| Admin fee / account holder | $4,150 | $15,759-73.7% | $14,398-71.2% | $14,365-71.1% |