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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,593 | $196,972-86.0% | $182,262-84.9% | $198,609-86.1% |
| Participation rate | 85.7% | 85.7%0pp | 84.2%+1.5pp | 82.4%+3.3pp |
| Annual return | 35.85% | 158.27%-122.4pp | 140.60%-104.7pp | 202.70%-166.8pp |
| Employer contribution / active EE | $6,386 | $5,364+19.1% | $5,046+26.6% | $5,055+26.3% |
| Participant deferral / active EE | $12,129 | $8,643+40.3% | $8,276+46.6% | $6,977+73.9% |
| Admin fee / account holder | $1,079 | $18,429-94.1% | $16,712-93.5% | $19,030-94.3% |