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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,599 | $100,970+2.6% | $96,576+7.3% | $137,256-24.5% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 16.24% | 38.16%-21.9pp | 38.47%-22.2pp | 220.34%-204.1pp |
| Employer contribution / active EE | $7,596 | $3,809+99.4% | $3,553+113.8% | $4,156+82.8% |
| Participant deferral / active EE | $20,773 | $8,286+150.7% | $7,956+161.1% | $6,407+224.2% |
| Admin fee / account holder | $479 | $11,312-95.8% | $11,381-95.8% | $12,270-96.1% |