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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $956,980 | $112,729+748.9% | $98,716+869.4% | $137,256+597.2% |
| Participation rate | 52.9% | 74.2%-21.3pp | 69.3%-16.4pp | 80.0%-27.0pp |
| Annual return | 6.77% | 38.48%-31.7pp | 31.81%-25.0pp | 220.34%-213.6pp |
| Employer contribution / active EE | $1,843 | $2,725-32.4% | $2,279-19.1% | $4,156-55.7% |
| Participant deferral / active EE | $3,313 | $4,640-28.6% | $4,048-18.1% | $6,407-48.3% |
| Admin fee / account holder | $265 | $10,129-97.4% | $8,703-97.0% | $12,270-97.8% |