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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $956,980 | $124,980+665.7% | $108,359+783.2% | $154,746+518.4% |
| Participation rate | 52.9% | 75.2%-22.2pp | 70.1%-17.2pp | 80.7%-27.8pp |
| Annual return | 6.77% | 45.00%-38.2pp | 36.89%-30.1pp | 172.34%-165.6pp |
| Employer contribution / active EE | $1,843 | $2,851-35.3% | $2,399-23.2% | $4,379-57.9% |
| Participant deferral / active EE | $3,313 | $4,743-30.1% | $4,137-19.9% | $6,730-50.8% |
| Admin fee / account holder | $265 | $11,502-97.7% | $9,741-97.3% | $14,365-98.2% |