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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,264 | $172,111-91.1% | $150,298-89.8% | $137,256-88.9% |
| Participation rate | 61.5% | 81.7%-20.2pp | 77.8%-16.2pp | 80.0%-18.4pp |
| Annual return | 22.94% | 69.37%-46.4pp | 62.79%-39.8pp | 220.34%-197.4pp |
| Employer contribution / active EE | $846 | $4,636-81.8% | $4,154-79.6% | $4,156-79.7% |
| Participant deferral / active EE | $1,677 | $6,166-72.8% | $5,453-69.3% | $6,407-73.8% |
| Admin fee / account holder | $176 | $16,471-98.9% | $14,116-98.8% | $12,270-98.6% |