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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,848 | $154,228-8.0% | $145,433-2.5% | $137,256+3.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 17.61% | 74.59%-57.0pp | 66.58%-49.0pp | 220.34%-202.7pp |
| Employer contribution / active EE | $15,891 | $4,804+230.8% | $4,554+248.9% | $4,156+282.4% |
| Participant deferral / active EE | $29,712 | $8,216+261.6% | $7,897+276.2% | $6,407+363.8% |
| Admin fee / account holder | $26,954 | $14,344+87.9% | $13,129+105.3% | $12,270+119.7% |