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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $76,020 | $65,246+16.5% | $98,716-23.0% | $67,986+11.8% |
| Participation rate | 70.6% | 51.4%+19.2pp | 69.3%+1.3pp | 57.2%+13.4pp |
| Annual return | 16.63% | 20.58%-3.9pp | 31.81%-15.2pp | 31.67%-15.0pp |
| Employer contribution / active EE | $1,015 | $1,042-2.6% | $2,279-55.5% | $2,019-49.7% |
| Participant deferral / active EE | $3,176 | $2,594+22.4% | $4,048-21.5% | $3,358-5.4% |
| Admin fee / account holder | $5,242 | $4,561+14.9% | $8,703-39.8% | $3,203+63.7% |