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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,090 | $185,312-46.0% | $161,489-38.0% | $154,746-35.3% |
| Participation rate | 95.0% | 82.5%+12.5pp | 78.7%+16.3pp | 80.7%+14.3pp |
| Annual return | 15.02% | 103.84%-88.8pp | 89.72%-74.7pp | 172.34%-157.3pp |
| Employer contribution / active EE | $1,420 | $4,769-70.2% | $4,268-66.7% | $4,379-67.6% |
| Participant deferral / active EE | $3,737 | $6,350-41.1% | $5,630-33.6% | $6,730-44.5% |
| Admin fee / account holder | $1,967 | $18,654-89.5% | $16,006-87.7% | $14,365-86.3% |