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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,090 | $172,111-41.8% | $150,298-33.4% | $137,256-27.1% |
| Participation rate | 95.0% | 81.7%+13.3pp | 77.8%+17.2pp | 80.0%+15.0pp |
| Annual return | 15.02% | 69.37%-54.4pp | 62.79%-47.8pp | 220.34%-205.3pp |
| Employer contribution / active EE | $1,420 | $4,636-69.4% | $4,154-65.8% | $4,156-65.8% |
| Participant deferral / active EE | $3,737 | $6,166-39.4% | $5,453-31.5% | $6,407-41.7% |
| Admin fee / account holder | $1,967 | $16,471-88.1% | $14,116-86.1% | $12,270-84.0% |