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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,090 | $174,379-42.6% | $152,093-34.2% | $138,895-27.9% |
| Participation rate | 95.0% | 81.6%+13.4pp | 77.8%+17.2pp | 79.9%+15.1pp |
| Annual return | 15.02% | 74.86%-59.8pp | 66.36%-51.3pp | 145.39%-130.4pp |
| Employer contribution / active EE | $1,420 | $4,652-69.5% | $4,175-66.0% | $4,194-66.1% |
| Participant deferral / active EE | $3,737 | $6,159-39.3% | $5,451-31.5% | $6,396-41.6% |
| Admin fee / account holder | $1,967 | $16,880-88.3% | $14,497-86.4% | $12,562-84.3% |